Special Report


Are You Expecting Social Security To Provide Your Retirement?



Dear Friend,


            If the answer is no, and I’m sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you’re investing now.


            We are professional and qualified Real Estate Investors and Realtors and we’d like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate.  Yes, I know it sounds too good to be true, but it isn’t.  What we're going to share with you is very common in real estate circles and has been going on right under your nose in every city in America. 


            Smart people have been utilizing this investment for years.  In fact ……….


There Have Been Entire Companies Built Around This Investment and Those Who Do It Properly Have Grown to Huge Proportions.


            This is a very safe investment that produces high yields while at the same time provides security and liquidity.


            Do you know what $25,000 is worth in five years compounded at a 2% yield?  It’s worth $27,602.  But now let’s take that same $25,000 and invest it for the same five years at 7% simple interest instead of 2% compounded.  Now it’s grown to an amazing $33,750!  That’s a $6,148 Difference Simply by Upping the Yield from 2% to 7% ……


                                                That’s An Extra $1,230/year


Take Control of Your IRA, Pension Plan, Savings or CD’s  


Increase Your Yield

Earn 7% Instead of the Average 1-2% Interest



Take a look at the following chart……


5 Years









    Net Increase




















These numbers are huge when you consider that in the above example the interest earned on the 7% investment could be invested to begin earning 7% too!!!!


            If you expand it to a ten year term, your $25,000 would be worth $30,475 at 2% but if you change the yield to 7%, it grows to an incredible $42,500.  That’s $12,025 free dollars you will actually receive.  Can you really afford not to control your own investments?  Does it make sense for a bank to run your investments for you?  They would like for you to believe it does.


            Well, there is an alternative for you to consider.  That alternative is……


Private Mortgage Loans


            You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we’ve discussed.  


Let me see if we can answer some of the questions you may have about making private loans.



Who Borrows At High Rates?

            We do because we have learned that…


It’s Not the Cost of Money That Counts

But the Availability.


            We make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks.  If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor.  Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to…..


The Loss of Thousands of Dollars in Profit

If the Money Weren’t Available.


What Kind of Loans Are Private Mortgage Loans?

Let’s clarify what kind of loan a private mortgage loan is.  It is a loan that you make to a Real Estate Investor and in turn your loan is secured by the actual property that the Real Estate Investor purchases.  That gives you security.  I’m not talking about high loan-to-value loans the banks and savings and loans make on homes.  We deal with very low loan-to-value (LTV) loans.  By that, I mean no higher than 50 or 75% of the value of the property securing the loan.  Our typical LTV is 60% to 68%. That gives you additional security.  This means if a house appraises for $160,000, we could buy it for $120,000.  That’s a 75% loan-to-value.  It’s obvious why this is a much safer approach than most lending institutions take.  The banks make loans at a  90%,95% or even 100% loan-to-value ratio.  Banks just don’t have any cushion.


You, as a lender, won’t lend more than 50% to 75% LTV regardless.  You’re making a safe loan.  You should never make a loan without at least a 25% safety net.  We don’t violate that rule, so you come out a winner.

Do I need a lot of money?

            No!  We have made loans as small as $5,000.  The amount of the loan is determined by the borrower’s needs.


Who handles all of the details?

            We will.  It’s our job to get you proper documentation and protect your interest.  All of this costs you nothing.  The borrower pays all costs.  If you make a $25,000 loan, you send a check for $25,000 to the closing agent and you get a mortgage for $25,000.


I would like additional information.